How to calculate the yield of Yu ‘ebao？

How to calculate the yield of Yu ‘ebao?

　　Yu ‘ebao is a popular investment and financial management method at present. Many people invest in Yu ‘ebao but don’t know it.How to calculate the income of Yu ‘ebao?The premise of calculating the income of Yu ‘ebao is to check the yield of Yu ‘ebao. According to different yields of Yu ‘ebao, you can calculate your Yu ‘ebao income according to the formula "Yu ‘ebao income = (your actual capital × income per 10,000 shares) ÷10000, or Yu ‘ebao income = income per 10,000 shares × your actual capital".

　　Since Alipay, the largest third payment platform in China, launched a balance appreciation service in June 2013, Yu ‘ebao has been highly concerned by people who like financial management. There are rumors that there is a bubble period of funds in the country this year, so Alipay has opened this value-added service, so that more people can deposit their money in Yu ‘ebao, and then everyone’s money will be gathered together and then invested. In the process of this investment, the income generated will be calculated according to a certain proportion of your principal, and the interest will be converted. Is Yu ‘ebao’s income really as good as it says? How to calculate the yield of Yu ‘ebao?

　　Calculation method of Yu ‘ebao’s income: seven-day total income /10000 (based on ten thousand yuan) * seven-day annualized rate of return per ten thousand copies = income (income/day).

　　For example, the total income of seven days is 200 yuan /10000*2.056% (every ten thousand income announced by the fund company on that day) =0.009 yuan (income on that day).

　　Calculation rules of Yu ‘ebao’s income:

　　Step 1: You must have an Alipay (or Yu ‘ebao) account. Transfer the deposit in Alipay to Yu ‘ebao.

　　Step 2: After the funds are transferred to Yu ‘ebao before 15 o’clock on the same day, it needs to be confirmed by the fund company for one day (not confirmed on weekends and national legal holidays).

　　Step 3: The fund company is internally divided by Yu ‘ebao, which mainly collects the funds of all users of Yu ‘ebao and then invests them.

　　Step 4: The daily income per 10,000 shares is announced by the fund company. Its origin is that the fund company invests your principal, and then the income of that day accounts for the proportion of the principal. For example, if you invest 10,000 yuan and the income is 100 yuan, then the yield is 1% (100/10,000 = 1%).

　　Check the seven-day annualized rate of return per 10,000 copies of "Yu ‘ebao" (this is the rate of return launched by Yu ‘ebao). Baidu searches for "Yu ‘ebao" and clicks on the link of Yu ‘ebao.

　　Step 5: Enter the balance treasure income broadcast page, which is the platform of "seven-day annualized rate of return per 10,000 shares" specially announced by fund companies. (The annual rate of return of Yu ‘ebao is the proportion of the income of seven days to the whole year. If the rate of return changes every seven days, your income will also change with it.

Postscript

　　I believe everyone knows how to calculate the yield of Yu ‘ebao, right? Compared with ordinary bank deposits, the interest rate is much higher, but at the same time there are certain risks, so Xiaobian suggests that you can spread the amount when managing money to ensure the maximum income and the highest security. For more questions about Yu ‘ebao, Xiaobian recommended it in related reading, hoping to bring help to netizens.