Military training for college students is an important way to cultivate the national defense reserve force, a basic form for college students to fulfill their military service obligations, and a fundamental requirement of national laws and regulations.

　　Worry-free is suffering, and unprepared is unstable. China has been in a stable environment of peaceful development for a long time. Many people have played down the importance of national defense education and strengthened the one-sided concept that national defense depends solely on the army. National defense is the national defense and the national defense of the whole people. In today’s major countries, although the ways and means of national defense education are different, all of them are based on unique and effective national defense education to ensure the manpower, technology and financial resources needed for the war. Since the reform and opening up, because the country has been in a peaceful environment for a long time, citizens’ national defense concept has begun to be indifferent. At present, the security environment facing our country is very complicated, so we must strengthen our sense of hardship. While implementing national defense education for all, we can only strengthen but not weaken the national defense awareness, national defense concept and patriotism education of national defense reserve forces, provide strong and firm talent support for the army, and fundamentally ensure the long-term stability and stable development of our country.

　　College age is an important period for young students to step into society and gradually form their outlook on life, values and world outlook, which has an important impact on their future life development. Cultivating the national defense reserve forces and implementing the military training system for college students are not only an important guarantee for strengthening the modernization of the army and improving its combat capability, but also the basic requirements of national laws and regulations. The implementation of the military training system for college students must closely focus on the big goal of ensuring national security, stability, harmonious and sustainable development. To ensure the strict implementation and good operation of the military training system for college students, we should strengthen the shaping of the public opinion environment, training environment and living environment for college students’ military training, not only face up to the existing problems, but also actively participate in and jointly explore solutions, so as to fundamentally enhance the understanding, understanding and support of college students and the public for the military training system for college students.

　　Scientific training, homeopathic innovation. Undeniably, the problem of formalization of college students’ military training does exist at present, and all colleges and relevant military training institutions must attach great importance to it and conduct in-depth theoretical and practical exploration on the operation of college students’ military training system to ensure the overall improvement of college students’ military training effect. We should establish a perfect professional military training organization for students, integrate the "part-time", "sub-contract" and "block" organizations in military training work, and realize unified organizational leadership; We should actively learn from foreign advanced experience and scientific practices in national defense education, and combine them with China’s specific reality to constantly innovate the content system, methods and training environment of college students’ military training; Open military training for students should be implemented, parents of students and people from all walks of life should be encouraged to observe the military training for students, and military training for students should be combined with national defense education for all, so as to expand the comprehensiveness, extensiveness and publicity of national defense education.

　　In short, whether it is to cultivate the national defense reserve force for the country or to improve the enthusiasm and effect of college students’ military training, we should keep pace with the development of the times, keep pace with national security and stability, boldly innovate, think deeply and study deeply to prevent ideological rigidity and imprisonment. (Author: Military Training Teaching and Research Department of Information Operations and Command Training, National Defense University)

Credit card handling skills

　　Nowadays, more and more people like to apply for credit card overdraft, which is convenient and does not need to carry too much cash with them. However, banks are relatively strict in applying for credit cards, so how can they apply for credit cards smoothly? The following is providedCredit card handling skillsFor your reference, let’s have a look.

　　1. Usually, the amount of credit card application for the first time is relatively low, unless you can provide sufficient proof of assets, such as proof of income, proof of house ownership, proof of mortgage purchase, proof of automobile ownership, bank deposit certificate or securities certificate. Of course, in addition to the asset certificate, other certificates that can prove your personal ability will also help you get a high credit card, such as academic certificate, technical grade certificate and other qualification certificates.

　　Second, fill in the credit card application form carefully (generally speaking, the following aspects on the application form will affect the bank’s credit evaluation score for you. The higher the credit score, the higher the probability of obtaining credit card approval and the higher the quota):

　　1. Do you have a fixed telephone number in this city (having a fixed telephone number in this city means that your residence is stable, which will increase the bank’s credit evaluation score for you);

　　2. Whether or not to get married (the score of married is higher than that of unmarried);

　　3. Whether it is a local hukou (the score of local hukou is higher than that of foreign hukou);

　　4. Whether there is a house (owning a house is higher than not having a house, and living by oneself is higher than living with parents);

　　5. Education level (the higher the education level, the higher the score);

　　6, the nature of the work unit (the more stable and well-known the work unit, the higher the score. For example, institutions, large state-owned enterprises and the world’s top 500 enterprises all scored higher, while unknown private enterprises and small foreign enterprises scored lower);

　　7. Position (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees, and any bank has a credit card. If you meet these conditions, it is good to choose a bank.

　　Third, the credit card has the overdraft function, and you can swipe your card for shopping without money in the card, so not everyone can apply for a credit card, and banks only issue credit cards to people they think are honest. Compare and see if you meet the requirements for issuing credit cards by banks:

　　1, aged between 18 and 65 years old;

　　2. Have a stable occupation and income;

　　3. Have good credit and the ability to repay interest on time;

　　4. Natural persons with full capacity for civil conduct (robots, vegetarians, minors and a certain degree of mental illness are not allowed).

　　4. If you haven’t met the requirements for applying for an ordinary credit card, you can apply for a supplementary card through your parents and spouse. To apply for a supplementary card, you must meet the following conditions:

　　1. Natural persons with full capacity for civil conduct or limited capacity for civil conduct.

　　2. At least 13 years old

　　3. Applicants for supplementary cards under the age of 16 must provide a copy of the household registration book when applying.

　　5. Not everyone can apply for some cards, which have some special requirements for cardholders. For example, the Magic Credit Card of CITIC Bank can only be applied by women.

Tips for successfully applying for a credit card:

　　At present, banks pay more and more attention to risk control, and the approval of credit cards is also very strict. Many friends who apply for credit cards or high-quota cards for the first time have received rejection from banks. What are the tips for successfully applying for a credit card?

　　1. Please try to prepare sufficient proof of assets. If you have applied for a credit card and have a good credit record, you only need to copy the credit card you already have and send it with the application form. Because the bank can check your personal credit record through the personal credit information system, whether the credit record is good is also one of the conditions for the bank to judge whether it has the qualification to issue cards.

　　2. If it is the first time to apply for a credit card and there is no credit consumption record, you need to prepare various asset certificates. Because the bank decides whether to approve the card and the size of the credit line according to your various income and assets.

　　Above isCredit card handling skillsIn detail, friends who need to apply for a credit card can try it according to the above methods.