＂Star Project＂ is a powerful empowerment

　　In the process of Shenzhen’s economic take-off, enterprises started from "three to one supplement" and experienced high-tech transformation, and now they have been deeply integrated into globalization. CITIC Bank Shenzhen Branch has continuously expanded the breadth and depth of inclusive finance, empowered the private economy with the "Star Plan", supported the independent innovation of private enterprises, helped "go global" to seize orders and expand the market, and released new potential energy for high-quality development.

　　Artificial intelligence enterprises in Futian, Shenzhen have built a research and development platform by integrating basic research and cutting-edge technologies, and made progress in biomedicine and other fields to help industrial R&D and innovation. Behind this is the support of CITIC Bank Shenzhen Branch for the "first mile" of science and technology enterprises and the continuous empowerment of the private economy. The branch insisted on "investing early, investing small and investing in technology", customized a comprehensive financial service plan of "stock loan and debt insurance", introduced private equity institutions to help finance at the equity level, provided financial support through "science and technology loan" in debt financing, and also recommended listed sponsors to escort enterprises to land in the capital market. In order to better serve science and technology enterprises, the branch integrated technology and finance into the transformation practice, strengthened organizational guarantee, set up technology and finance Center, selected Pioneer Army Sub-branch, refined service granularity, focused on the frontier of science and technology around the regional "20+8" industrial cluster strategy, and tapped the financing needs of private enterprises in key areas. Since 2023, more than 10 high-tech enterprises have been supported to land in science and technology innovation board and Growth Enterprise Market. By the end of 2024, the loan balance in technology and finance was nearly 30 billion yuan, which supported the high-quality development of private enterprises.

　　The production workshop of a leading intelligent manufacturing enterprise in Shenzhen runs efficiently, and its products are shipped to global headsets and automobile manufacturers, and more than 50 bases and R&D centers have been established around the world to build a huge industrial network. CITIC Bank Shenzhen Branch provides cross-border direct loan services to help enterprises expand overseas markets, integrate overseas resources, increase market share, build a full-process financial support system around four areas: settlement, financing, trading and financing, help enterprises integrate into the global value chain and industrial chain, and cooperate with CITIC Bank Hong Kong Branch and CITIC Group financial institutions to build a one-stop cross-border comprehensive financial service platform and provide diversified services such as cross-border securities investment. It is understood that the bank will also join hands with the securities institutions of CITIC Group to provide comprehensive and in-depth services for the overseas listing of enterprises. This is one of the cases of serving "going out to sea" enterprises. By the end of 2024, cross-border direct loans have accumulated nearly 5 billion yuan to help "going out to sea" private enterprises explore the international market.

　　In the cold chain warehouse of Guangdong Tenth Group, cold storage robots cooperate with the digital platform to improve the efficiency of cold chain logistics, ensure the supply of fresh agricultural products to small and medium-sized agricultural products customers in more than 320,000 terminals nationwide, and protect the citizens’ "vegetable basket". CITIC Bank Shenzhen Branch implements the policy of "one chain, one policy and one batch", takes Guangdong Group as the core "chain owner" enterprise, builds cold chain supply chain financing service through "credit e-sales" financing products, analyzes the first-tier dealers and their transaction data, penetrates the financing needs of downstream batch private enterprises, provides personalized financing solutions, and provides flexible loan terms and preferential interest rates according to the seasonal characteristics of fresh products, relieves the financial pressure, ensures the smooth operation of the supply chain, and helps core enterprises stabilize the supply chain and industrial chain.

　　The "Star Project" will continue to contribute "CITIC value" in terms of innovative technology, dual-carbon goals, and helping to "go global". In the future, CITIC Bank Shenzhen Branch will improve the financial service system and mechanism, launch "hard measures" and provide "accurate, fast and beneficial" services, so as to gather strength to empower the high-quality development of the private economy and help private enterprise partners move forward and further.